Brazil FGTS birthday withdrawal calculator
How much you can take out every year from the FGTS (the severance fund employers pay into) in the birthday withdrawal (saque-aniversário), by the table in the law. The calculation runs in your browser.
Do the math
Birthday withdrawal: R$ 1,650.00
| Band rate | 30% |
|---|---|
| 30% of R$ 5,000.00 | R$ 1,500.00 |
| Additional amount | + R$ 150.00 |
| Withdrawal amount | R$ 1,650.00 |
The birthday withdrawal table
The withdrawal is the balance of all your FGTS accounts times the rate of its band, plus the additional amount (Lei 8.036/1990, art. 20-D):
| Balance | Rate | Additional amount |
|---|---|---|
| Up to R$ 500.00 | 50% | — |
| From R$ 500.01 to R$ 1,000.00 | 40% | R$ 50.00 |
| From R$ 1,000.01 to R$ 5,000.00 | 30% | R$ 150.00 |
| From R$ 5,000.01 to R$ 10,000.00 | 20% | R$ 650.00 |
| From R$ 10,000.01 to R$ 15,000.00 | 15% | R$ 1,150.00 |
| From R$ 15,000.01 to R$ 20,000.00 | 10% | R$ 1,900.00 |
| Above R$ 20,000.00 | 5% | R$ 2,900.00 |
Example: with a balance of R$ 8,000.00, the withdrawal is 20% of R$ 8,000.00 plus R$ 650.00, or R$ 2,250.00.
What changes with the birthday withdrawal
- Those who opt for it cannot withdraw their FGTS balance if they are dismissed without just cause (Lei 8.036/1990, art. 20-A, § 2º, II).
- The first choice takes effect immediately; going back to the termination withdrawal (saque-rescisão) only takes effect from the first day of the 25th month after the request (art. 20-C, § 1º).
Sources
Official pages of the Brazilian government, in Portuguese.
- Lei nº 8.036, de 11 de maio de 1990 (texto compilado), Anexo — Presidência da República · retrieved on
Calculator built by code from the official tables above, without a language model. The table is the one in the Anexo (annex) of Lei 8.036/1990, added by Lei 13.932/2019. The tables are updated when the government publishes new values (checked on September 27, 2026; how it works, in Portuguese).